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Chemin de Fer, or Chemmy, is an additional well-liked baccarat variation in European casinos. In this version, the players take turns acting as the banker, and the property requires a commission on all winning bets. Regardless of how many participants are present, the casino dealer will only deal two cards at a time. In an on the internet gaming set-up, you can either bet on the player’s or the banker’s hand.

According to the math, the statistical disadvantage of a "banker bet" is a super-low 1.06%. The odds for a "player bet" are slightly less favorable, with a home edge of 1.24%. This discrepancy explains why winning banker bets incur a five% commission, despite the fact that you can play commission-free of charge baccarat to stay away from the commission. If you do, this shifts the odds in favor of the "player bet" as the banker residence edge increases to 1.46% in the commission-free version.

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