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10 dollars or 3% to 5%, whichever is greater. Be sure to consider the charges when exploring a steadiness switch. And if you choose a card with solely zero% stability transfer APR, you will probably be assessed curiosity on any new purchases. Carrying a stability typically nullifies your grace interval. Rewards: Earn 4 Membership Rewards® factors per dollar at restaurants, plus takeout and delivery within the U.S., 4 Membership Rewards® factors per greenback at U.S. Three Membership Rewards® factors per dollar on flights booked straight with airways or by way of American Categorical journey and 1 level per dollar on different eligible purchases.

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